These Terms govern your use of www.eclectic-coins.com and all transactions. By accessing the site or placing an order, you agree to these Terms. We may update them without notice; continued use accepts changes.

1. General
You must be 18+ and a U.S. resident (or comply with your jurisdiction).
All orders create a binding agreement upon confirmation. Prices lock at order time but are subject to errors (we may cancel/refuse).
Payment: Credit card, wire, check, crypto, etc. Funds must clear (e.g., checks held 4+ business days). We may require verification/ID for large orders.
Minimums: $250.
Taxes: You are responsible for applicable sales/use taxes.

2. Orders and Cancellations
Orders are non-cancellable without our approval. Cancellations subject to Market Loss + fees. We may cancel for suspected fraud, errors, or risk.

3. Risk Disclosure
Precious metals involve investment risk, including price volatility. Past performance is not indicative of future results. Consult professionals. We are not financial advisors.

4. Intellectual Property
Site content is our property. Limited license for personal use.

5. Limitation of Liability
To the fullest extent permitted by law, we are not liable for indirect, consequential, or punitive damages. Total liability capped at the order value.

6. Governing Law
Governed by Colorado law. Disputes resolved in Colorado courts or arbitration.

7. Contact
**Eclectic Coins**
655 Main St, Unit 453, Carbondale, CO 81623
Email: eclecticcoins@gmail.com
Phone: (970) 279-3249

Entire Agreement: These policies (plus order confirmations) form the full agreement. Severability applies.